Making the Most of My Business Platinum Card® from American Express
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EDITORIAL DISCLOSURE:
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
*Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.American Express offers multiple high end credit cards with a long list of benefits and perks that can help offset than annual fee. The American Express® Business Gold Card, which comes with a $375 annual fee (rates & fees), and the American Express® Gold Card which comes with a $325 annual fee (rates & fees). The Business Platinum Card® from American Express (rates & fees) and the The Platinum Card® from American Express come with the highest fee of them all: $695 (rates & fees). And with an annual fee like that, it’s important to make the most of the benefits and credits the card offers!
I recently opened The Business Platinum Card® from American Express and I have been working to utilize as many benefits as possible in the first year. Let’s take a look at how to use these.
Global Entry or TSA PreCheck credit up to $100: This credit is an easy one for us to use since it can be used for anyone! The credit can be used toward the Global Entry or TSA PreCheck application for a friend or family member; not just the card holder. Since my husband and I already have Global Entry, we used this credit for TSA PreCheck for our daughter. I applied online and we completed the in person appointment at our local Staples. I paid the application fee with my Amex Business Platinum card and the fee was credited back to my account in about 3 business days.
*Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Clear Plus membership: You also earn a $199 credit for an annual Clear Plus membership. I opted to use this for myself so I can utilize this expedited security screening when traveling solo (since nobody else in our family has this membership). I applied online and paid the $189 fee with my Amex Business Platinum. I will need to enroll in person at the airport the next time I fly. The fee was credited back to my account in about 5 business days.
Dell semi-annual credit: Twice a year you will have a $200 credit to be used on purchases at Dell. You must enroll first to use this credit so I did this online through my American Express account. After enrolling, I made a purchase on the Dell website for an item around $200 so that I could get the best value from this credit. I charged the purchase to my Amex Business Platinum and it was credited back to my account in about 2 business days. *This credit will end on December 31st, 2024.
Airline fee: This is the next perk on my list to utilize for our travels. You receive a $200 credit for airline incidentals annually with the airline of your choice. You do need to select your airline of choice in your American Express account. This credit can be used for things like purchasing assigned seats, paying for baggage, buying a lounge pass, etc. I will most likely use this on American Airlines if we need to check baggage or buy seats on a future flight.
Lounge access: The lounge access offered by the American Express Platinum cards is definitely one of the best in my opinion. With this card you will have access to Centurion Lounges, Priority Pass Select, Plaza Premium and Escape Lounges. You can also access Delta Sky Clubs with a same day boarding pass for a Delta flight. I have already been able to visit Escape Lounges with my husband and Centurion Lounges when traveling solo!
Bottom line
There are so many other perks and benefits that come along with this card, like travel insurance, purchase protections, access to exclusive hotels, and more! So make sure to check out all this card has to offer before deciding if The Business Platinum Card® from American Express is right for you.
EDITORIAL DISCLOSURE: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.